Miami has been named the most fraudulent city in America, according to recent data from the Federal Trade Commission (FTC). Unsurprisingly, Florida also claimed the top spot for fraud among U.S. states.
The Impact of Fraud in Florida
In 2024 alone, Floridians reported losses amounting to a staggering $866 million due to fraudulent activities. The most lucrative scams in the state were romance scams, imposter scams, and job scams, which cost victims millions.
Fraud Statistics: Miami Leads the Nation
The FTC’s report revealed that the Miami metropolitan area had the highest rate of reported fraud cases in the country, with approximately 2,800 cases per 100,000 residents. Statewide, Florida documented 2,163 cases per 100,000 residents, further cementing its unfortunate status as a hotspot for fraudulent activity.
The Rise of Romance Scams
Among all types of fraud, romance scams led in financial losses, with victims in Florida losing an estimated $89 million in 2024. These scams often prey on the elderly and vulnerable populations, making them a growing concern for law enforcement.
One recent example highlights the severity of this issue: A Miramar woman was sentenced to 30 months in prison for laundering $2.7 million in proceeds from romance scams. Commenting on the case, Principal Deputy Assistant Attorney General Brian M. Boynton of the Justice Department’s Civil Division stated, “Romance scams are a growing threat to Americans, particularly to the elderly and vulnerable.”
Other Common Scams Plaguing Florida
Beyond romance scams, business imposters and government fraudsters also inflicted significant financial harm in Florida. Reports indicate that Floridians lost $54.8 million to business imposters and $45.7 million to scammers posing as government officials. Imposter scams, in general, were the most frequently reported type of fraud.
Authorities Take Action
In an effort to combat fraudulent activities, Florida authorities recently shut down hundreds of fraudulent SunPass websites. These sites were linked to scam texts that targeted residents with fake notifications about unpaid tolls or fines.
How to Protect Yourself
Consumers who fall victim to fraud can report their cases to the FTC online. Additionally, individuals aged 60 and older can seek assistance by calling the National Elder Fraud Hotline at 1-833-FRAUD-11.
As fraud schemes continue to evolve, authorities and residents alike must remain vigilant to prevent financial losses and protect vulnerable individuals from deception.
